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The 2025 RBI policy cycle saw four repo rate cuts, lowering EMI on home, car and personal loans. The cumulative 1.25 percentage point reduction improved affordability, reduced debt service costs, and supported consumer finance, savings, and investment activity.
The Reserve Bank of India’s (RBI) monetary policy committee (MPC) has decided unanimously to cut the key repo rate by 25 bps to 5.25% in its December 2025 bi-monthly monetary policy, Governor Sanjay Malhotra announced on Friday.
The Reserve Bank of India (RBI) will announce its bi-monthly monetary policy decision today (December 5, 2025) following the conclusion of the three-day Monetary Policy Committee (MPC) meeting that began on December 3.
