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Roshan a farmer from Maharashtra’s Chandrapur district, borrowed Rs 1 lakh from illegal moneylenders, but exorbitant 40% monthly interest and daily penalties inflated it to Rs 74 lakh. Desperate, he sold his kidney in Cambodia for Rs 8 lakh in October 2024, then sought overseas work but was trafficked to Laos as bonded labor under inhuman conditions with his passport seized.
Public Provident Fund (PPF) remains India’s trusted risk-free savings scheme with 7.1% guaranteed returns and full tax exemption (EEE status). Monthly Rs.2,000 grows to Rs.6.51 lakh in 15 years (Rs.2.9 lakh interest), Rs.3,000 to Rs.9.76 lakh and Rs.5,000 to Rs.16.27 lakh via compounding. Ideal for conservative investors, PPF offers Section 80C deduction up to Rs.1.5 lakh and 5-year extensions pos
Post Office Senior Citizen Savings Scheme (SCSS) remains the safest retirement income plan in 2025 with 8.2% interest and full government guarantee. Invest up to Rs.30 lakh lump sum and earn Rs.61,500 every quarter (Rs.20,500 monthly) tax-free under 80C up to Rs.1.5 lakh. Available for 60+ citizens, 55–60 VRS retirees and 50–60 defence personnel. 5-year tenure extendable by 3 years; interest paid
Most salaried Indians are unaware that their regular PF account automatically gives ₹7 lakh life cover absolutely free under EPFO’s EDLI scheme – no extra premium, no separate registration needed. Employer pays 0.5% contribution; in case of death during service, nominee gets ₹2.5–7 lakh based on last 12-month salary and PF balance. This hidden benefit has already helped lakhs of families and remai
In India, PAN is mandatory for any gold purchase transaction valued at ₹2 lakh or more, regardless of the payment method. For cash transactions, the limit is strictly capped at ₹2 lakh per day, per person, or per transaction related to a single event.
RBI has fixed the final redemption price of Sovereign Gold Bond 2017-18 Series-IX at ₹12,484 per gram on November 27, 2025. Investors who bought online at ₹2,914 per gram in 2017 will receive a massive 329% capital gain (excluding 2.5% annual interest). A ₹1 lakh investment made eight years ago now matures to approximately ₹4.29 lakh, showcasing SGBs as one of India’s safest and highest-return gol
Indian markets ended a three-day losing streak with a spectacular rally on Wednesday as Sensex soared over 1000 points and Nifty jumped 300+ points past 26,100. Investors gained ₹4.4 lakh crore in a single session, pushing total market cap to ₹474.34 lakh crore. Renewed hopes of a US Fed rate cut in December (85% probability per CME FedWatch), softer US economic data and strong global cues from As
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) offers a standard health insurance cover of Rs 5 lakh per family per year. Recently, the scheme has been expanded for families with senior citizens aged 70 and above, who can now get an additional top-up health cover of Rs 5 lakh, effectively doubling the total health coverage to Rs 10 lakh per year
After a dull 2024, Reliance Industries has stormed back in 2025 with a blistering 26% rally, adding ₹4.4 lakh crore to its market cap and pushing it near ₹21 lakh crore. The stock hit a 52-week high of ₹1,557.95. Key triggers: Jefferies’ $180 billion valuation for Jio ahead of its IPO, O2C business rebound with soaring refining margins, and explosive retail growth. Brokerages maintain strong Buy c
The 8th Pay Commission, chaired by Justice (Retd) Ranjana Desai, has begun reviewing salaries and pensions for over 50 lakh central government employees and 65 lakh pensioners. Experts predict the crucial fitment factor will range between 1.83 and 2.46, pushing the minimum basic pay from ₹18,000 to ₹32,940–₹44,280.
