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RBI Governor Sanjay Malhotra on December 5, 2025 cut repo rate by 0.25% to 5.25%, the fourth reduction in FY26. Banks are expected to lower lending rates, reducing EMIs on home loans by ₹1,000-₹3,000, car loans by ₹300-₹800, bike & personal loans significantly. Millions of borrowers will enjoy lower monthly outflows, easier new loans and extra disposable income, giving major relief to middle-class
Reserve Bank of India Governor Sanjay Malhotra has confirmed there is clear room for further policy rate cuts after the October MPC meeting. In a Zee Business interview, he stated that recent economic data continues to support easing. The MPC already slashed rates by 100 bps in the first half of 2025 but paused since August. With inflation cooling, another reduction is widely expected in the upcom
Credit cards are widely used for shopping on major e-commerce platforms, with the EMI (Equated Monthly Instalment) option becoming increasingly popular. Before using this facility, users should understand how credit card EMIs work, along with their benefits and drawbacks, to manage repayments effectively.
Credit cards are widely used for shopping on major e-commerce platforms, with the EMI (Equated Monthly Instalment) option becoming increasingly popular. Before using this facility, users should understand how credit card EMIs work, along with their benefits and drawbacks, to manage repayments effectively.
Credit cards are widely used for shopping on major e-commerce platforms, with the EMI (Equated Monthly Instalment) option becoming increasingly popular. Before using this facility, users should understand how credit card EMIs work, along with their benefits and drawbacks, to manage repayments effectively.
Canara Bank has reduced its Marginal Cost of Funds Based Lending Rates (MCLR) by 5 basis points across all tenures, effective November 12, 2025. This move is expected to lower EMIs for borrowers with floating rate loans
