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Central banks, including India, are expanding gold holdings while Western institutions lag, driven by geopolitical risks, debt concerns and the search for stable assets. The Rising Bharat Summit 2026 highlighted import for investment diversification and future demand across household and institutional portfolios.
Buying a house in India at 15–20% below market price is possible through bank auction properties. When borrowers fail to repay home loans, banks auction these properties to recover dues. Since banks typically lend based on a conservative “paper value,” these properties are often listed at lower-than-market rates.
The Reserve Bank of India has introduced new lending rules to improve credit access for micro and small enterprises. From April 1, 2026, banks must offer collateral-free loans up to ₹20 lakh, with scope to extend this to ₹25 lakh based on borrower performance. RBI has also clarified that banks may accept gold and silver voluntarily pledged by borrowers without violating norms, strengthening suppor
On January 10, 2026, which falls on the second Saturday, all banks across India remain closed as per RBI guidelines. Banks operate only on the first and third Saturdays unless declared a holiday. This month, closures also include January 24 (fourth Saturday), Sundays (11, 18, 25), and Republic Day on January 26. Customers should use digital banking services for urgent needs. The list helps plan tr
According to the RBI’s holiday schedule, banks in India will observe multiple national and regional holidays in December 2025. These holidays differ across states, meaning some branches will be closed on certain days while others continue operations. The only nationwide bank holiday in December is Christmas on December 25, when all banks across the country will remain shut.
Fixed deposits remain a popular investment option in India due to their low risk and assured returns. Many people place their savings in FDs offered by various banks. Since investors seek safe and reliable earnings, banks provide competitive interest rates. For those planning to invest in FDs and unsure whether to choose SBI, HDFC, or ICICI, this comparison looks at which bank offers the best ret
Finance Minister Nirmala Sitharaman stated that the government is in discussions with the banking regulator and industry representatives to develop large, world-class Indian banks. Work is also ongoing on the consolidation of state owned banks. She added that the Centre will engage with lenders to determine the way forward and is consulting the RBI on strategies for building larger banks.
