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இந்திய ரிசர்வ் வங்கி (RBI) புதிய வழிகாட்டுதல்களின்படி, குறிப்பிட்ட வகையை சேர்ந்த சில வங்கி கணக்குகள் (bank accounts ) மூடப்பட வாய்ப்பு அதிகம் உள்ளது. | These 3 types of bank accounts may be closed from January 1: Reserve Bank Update: Details here
Starting January 1, 2026, RBI-mandated bank account KYC. PF withdrawal from ATM will come to exist. Smart meters rollout accelerates prepaid electricity billing nationwide, and enhanced banking rules enable auto-blocking of suspicious transactions for better fraud protection
This report assesses the 2026 third quarter revenue outlook for SBI, ICICI Bank and HDFC Bank, focusing on net interest income, profit after tax, and loan growth. It highlights durable NIMs, asset quality, and CASA-driven funding as key factors shaping the sector’s trajectory.
Bank Holiday: Does Bank open on December 24, 25: இந்தியாவின் 2025 டிசம்பர் மாத வங்கி விடுமுறை அட்டவணையை ஆராயுங்கள், இதில் டிசம்பர் 25 நாடு தழுவிய விடுமுறை மற்றும் மாநில குறிப்பிட்ட விடுமுறைகள் அடங்கும், மேலும் வங்கி தேவைகளுக்கான திட்டமிடல் குறிப்புகளும் உள்ளன.
A single error with your Aadhaar card can expose you to cyber frauds, potentially leading to bank account depletion. It highlights rising scams targeting Aadhaar data linked to banking and UPI services. Key protections include never sharing your 12-digit number via calls or messages, enabling biometric locks.Title: Aadhaar Scam Warning: Avoid This Tiny Error to Prevent Bank Account Theft
The Reserve Bank of India (RBI) has flagged sharp ups and downs in gold prices. Banks are responding by lowering the loan-to-value (LTV) ratio from 70-75% to 60-65%, meaning borrowers get smaller loans for the same gold collateral to reduce default risks amid global uncertainties.
The World Bank approved $700 million financing for Pakistan on 20 Dec 2025 under the PRID-MPA initiative to enhance macroeconomic stability and public service delivery. Of this, $600 million supports federal programs while $100 million aids Sindh provincial efforts, with potential total funding up to $1.35 billion.
Bank of Japan hiked short-term rates to 0.75% from 0.5% – highest since 1995 – signalling more increases ahead to normalise policy after decades of near-zero rates. Confident in stable 2% inflation backed by wage growth, BOJ ends ultra-loose era amid deflation battle recovery. Unlike Fed and RBI cutting rates, Japan’s move strengthens yen, triggering unwind of popular yen carry trades and potentia
Following RBI’s 25 bps repo rate cut to 5.25% on 5 Dec 2025, major banks swiftly reduced lending rates. HDFC Bank cut MCLR to 8.30-8.55%, PNB dropped RLLR to 8.10%, Bank of Baroda to 7.90%, Indian Bank to 7.95%, Bank of India to 8.10%, and Bank of Maharashtra to 7.10% for home loans with waived processing fees. Floating-rate borrowers will see lower EMIs soon, easing monthly burdens amid falling i
Following the RBI’s repo rate cut to 5.25% on December 5, major banks like HDFC Bank, Punjab National Bank, Bank of Baroda, Indian Bank, Bank of India, and Bank of Maharashtra have lowered their lending rates for home and retail loans. This pass-through reduces EMIs for existing floating-rate borrowers or shortens loan tenures, depending on benchmarks like RLLR, RBLR, or MCLR, with changes effecti
