Despite RBI’s 1.25% repo rate cuts in 2025, many borrowers still pay old EMIs because loans are on fixed rate, MCLR or base rate. Repo-linked loans must drop EMI automatically; others may delay. Check your loan document, write to bank with account details. No reply in 30 days? Escalate to Grievance Officer or RBI CMS portal. Switch to repo-linked or refinance for immediate savings up to ₹2 lakh in
RBI குறைத்தும் வீட்டுக் கடனுக்கான EMI குறையவில்லையா..? முதல்ல இதை பண்ணுங்க.. அப்போது தான் ஈஎம்ஐ குறையும்..! – Allmaa
