Reserve Bank of India (RBI) Governor Sanjay Malhotra said on Friday that Indian banks have become significantly more mature over the past decade, thanks to regulatory measures focused on recognition, resolution, and recapitalization. Credit and deposits have nearly tripled, while capital buffers have strengthened CRAR increased from 13.5% in March 2015 to 17.5% in March 2025, and CET-1 rose from 1